⚠️ 25 states have already filed DLR laws. Carriers are restructuring contracts right now.

2,870+ dental practices helped  ·  12,000+ credentialing applications filed  ·  $37.3M revenue increased

Dental Insurance Companies Have Been Keeping 30¢ or more of Every Premium Dollar And the Laws Forcing Them to Pay It Back Are About to Wreck Your PPO Contracts

A free 10-minute webinar with Shelley DeGroff, founder of PPO Advisors and the team breaking down what Dental Loss Ratio laws actually mean, which carriers are quietly leaving markets, and how smart practices are using this shift to renegotiate higher fees.

12,000+

APPLICATIONS FILED

2,870+

PRACTICES HELPED

110+ years

COMBINED EXPERIENCE

In this 10 minute webinar you will Learn:

The contracts are about to change. The only question is whether you're ahead of it or behind it.

Why most dental insurance carriers pay out only 64–68¢ on the dollar, and what they're doing now that the law says they have to pay more.

You'll see the four moves every carrier is choosing between right now, why three of those moves cut your reimbursements, and which carriers have already exited entire states because of it.

The public DLR data nobody is using, and how to turn it into your single best PPO negotiation tool in years.

Most dentists fight for fee increases with no leverage. We'll show you exactly which carriers have the most room to pay you more, which are using denials as cost control, and how to use both in your next renegotiation.

The 5 moves to make in the next 90 days before carriers restructure your contracts for you.

From your write-off audit to your annual UCR fee increase, you'll get the operational checklist Shelley walks every PPO Advisors client through — so you're ahead of the shift, not reacting to it.

Your fees go up every year. Your overhead goes up every year. Your reimbursements have barely moved in a decade.

There's a number behind that — and almost no dentists have ever heard of it.

It's called Dental Loss Ratio. And new laws are forcing insurance carriers to either pay you more, raise premiums, deny more claims, or leave the market. Three of those four hit your bottom line directly.

Massachusetts went first. Then Arizona, Colorado, Nevada, Virginia, Louisiana, Montana, North Dakota, Washington. Connecticut, Kansas, Missouri, New York, and Oklahoma are all looking at it now.

This webinar shows you what's coming, what carriers are already doing about it, and how to use the public data to renegotiate your contracts before the dust settles.

This Webinar Is for You If...

Your reimbursements feel frozen even though your overhead keeps climbing

You're in 3 or more PPO networks (so basically — most practices)

Your state is one of the 25 that has filed or is considering DLR legislation

You haven't formally renegotiated your fees in the last 2+ years

You want to walk into your next contract review with actual leverage

YOUR PRESENTER

Shelley DeGroff

Founder & CEO, PPO ADVISORS

Shelley started in a dental office in 2005. By 2008, she had figured out how to renegotiate PPO contracts and watched her practice's revenue jump. She founded PPO Advisors in 2013.

Since then, her team has filed over 12,000 credentialing applications, helped 2,870+ dental practices, and recovered $37.3 million in increased revenue. Her team has 110+ years of combined dental industry experience.

She tracks DLR legislation in every state because PPO Advisors clients pay her to see this stuff before they do. This webinar is the short version of what she's telling them right now.

What happens if you don't watch this:

Your contracts get dictated to you instead of renegotiated by you. Carriers leaving your state catch you flat-footed. Higher claim denial rates eat your margin and you assume it's just "how things are now." You miss the window when public DLR data is most usable as leverage.

What happens if you watch this:

You walk in knowing which carriers are stretched thin, which have room to pay more, and exactly what to ask for. You're the practice owner who saw it coming.

Common Questions

Is this really free?

Yes. No card, no upsell on the page. We make money when practices hire us to renegotiate their PPO contracts and handle credentialing. This webinar is how we earn that conversation.

How long is it?

About 10 minutes. Shelley moves fast. You'll get the three traps, the warning signs, and the fixes. That's it.

My state hasn't passed DLR legislation yet. Is this still relevant?

Yes and arguably more so. Carriers are already pre-adjusting nationally because they know the trend. The time to know what's coming is before it's already happening in your state.

What's the next step after the webinar?

If what Shelley walks through resonates, we offer a Risk-Free PPO Profit Analysis. Our team goes through your contracts, fee schedules, and DLR data by carrier and tells you exactly where the renegotiation leverage is. That's how we work with practices long-term.

⏳ 10 minutes. Free. Worth it.

The contracts are about to change. The only question is whether you're ahead of it or behind it.

Carriers don't send notices when the rules shift. They just shift. The practices that come out ahead are the ones who saw the pattern early and used the public data while it was still leverage.

©2026 – PPO Advisors - Privacy Policy | All Right Reserved

Call us at: (913) 359-7800